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Site 25 286 Iluka Road, Woombah NSW Property Cashflow Report

Site 25 286 Iluka Road, Woombah NSW is modelled as a lower-yield 2-bedroom, 1-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$565,000
Rent / Week
$415
Gross Yield
3.82%
Pre-Tax Cashflow / Week
-$321
20Y Accumulated Cashflow
-$253,087
Break-Even Value Lift
44.79%
10Y Annual Growth Needed
3.77%

At a purchase price of AUD 565,000 and estimated rent of AUD 415 per week, this scenario produces an estimated gross yield of 3.8% and after-tax cash flow of -AUD 188 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes.

Based on a purchase price of $565,000, the property would need to reach about $818,087 to recover projected cash losses. That implies a break-even value lift of 44.79% overall, or about 3.77% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$16,679
20Y Accumulated Cashflow
-$253,087
Break-Even Value Lift
44.79%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $818,087
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$8,110
10Y Annual Growth Needed
3.77%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$8k-$17kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$16,679
Accumulated Tax Effect$6,924
Tax-Adjusted-$9,755
Year 5
Pre-Tax-$15,318
Accumulated Tax Effect$6,515
Tax-Adjusted-$8,803
Year 10
Pre-Tax-$12,974
Accumulated Tax Effect$5,692
Tax-Adjusted-$7,282
Year 20
Pre-Tax-$8,110
Accumulated Tax Effect$4,233
Tax-Adjusted-$3,877

In Year 1, the property is projected at -$16,679 before tax. Across 20 years, accumulated pre-tax cash flow totals -$253,087, which implies a break-even property value of $818,087.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 3.77%. The strongest pre-tax year in this view is Year 20 at -$8,110.

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Local Context

Site 25 286 Iluka Road, Woombah NSW sits in Woombah, NSW. Use the links below to compare cashflow reports for nearby suburbs and the wider state.