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2/74a powell street, bowen QLD Property Cashflow Report

2/74a powell street, bowen QLD is modelled as a lower-yield residential property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$410,000
Rent / Week
$260
Gross Yield
3.30%
Pre-Tax Cashflow / Week
-$316
20Y Accumulated Cashflow
-$297,342
Break-Even Value Lift
72.52%
10Y Annual Growth Needed
5.61%

At a purchase price of AUD 410,000 and estimated rent of AUD 260 per week, this scenario produces an estimated gross yield of 3.3% and after-tax cash flow of -AUD 184 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Rental outlook: bowen 4-bedroom house rents are up 3.3% over the last 12 months, with the latest median at AUD 620 per week. The current scenario rent of AUD 260 per week is AUD 360 (58.1%) below that suburb median.

Based on a purchase price of $410,000, the property would need to reach about $707,342 to recover projected cash losses. That implies a break-even value lift of 72.52% overall, or about 5.61% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$16,423
20Y Accumulated Cashflow
-$297,342
Break-Even Value Lift
72.52%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $707,342
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$13,268
10Y Annual Growth Needed
5.61%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$8k-$16kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$16,423
Accumulated Tax Effect$6,847
Tax-Adjusted-$9,576
Year 5
Pre-Tax-$15,964
Accumulated Tax Effect$6,709
Tax-Adjusted-$9,255
Year 10
Pre-Tax-$14,909
Accumulated Tax Effect$6,273
Tax-Adjusted-$8,636
Year 20
Pre-Tax-$13,268
Accumulated Tax Effect$5,780
Tax-Adjusted-$7,488

In Year 1, the property is projected at -$16,423 before tax. Across 20 years, accumulated pre-tax cash flow totals -$297,342, which implies a break-even property value of $707,342.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 5.61%. The strongest pre-tax year in this view is Year 20 at -$13,268.

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Local Context

2/74a powell street, bowen QLD sits in bowen, QLD. Use the links below to compare cashflow reports for nearby suburbs and the wider state.