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Proposed Lot 37 Muddy Lane, North Moonta SA Property Cashflow Report

Proposed Lot 37 Muddy Lane, North Moonta SA is modelled as a mid-yield residential property that is moderately negatively geared under the current assumptions.

Live Scenario
Purchase Price
$270,000
Rent / Week
$250
Gross Yield
4.81%
Pre-Tax Cashflow / Week
-$196
20Y Accumulated Cashflow
-$175,398
Break-Even Value Lift
64.96%
10Y Annual Growth Needed
5.13%

At a purchase price of AUD 270,000 and estimated rent of AUD 250 per week, this scenario produces an estimated gross yield of 4.8% and after-tax cash flow of -AUD 100 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 3060 sqm.

Based on a purchase price of $270,000, the property would need to reach about $445,398 to recover projected cash losses. That implies a break-even value lift of 64.96% overall, or about 5.13% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$10,167
20Y Accumulated Cashflow
-$175,398
Break-Even Value Lift
64.96%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $445,398
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$7,361
10Y Annual Growth Needed
5.13%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$5k-$10kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$10,167
Accumulated Tax Effect$4,970
Tax-Adjusted-$5,197
Year 5
Pre-Tax-$9,766
Accumulated Tax Effect$4,850
Tax-Adjusted-$4,916
Year 10
Pre-Tax-$8,794
Accumulated Tax Effect$4,438
Tax-Adjusted-$4,356
Year 20
Pre-Tax-$7,361
Accumulated Tax Effect$4,008
Tax-Adjusted-$3,352

In Year 1, the property is projected at -$10,167 before tax. Across 20 years, accumulated pre-tax cash flow totals -$175,398, which implies a break-even property value of $445,398.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 5.13%. The strongest pre-tax year in this view is Year 20 at -$7,361.

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Local Context

Proposed Lot 37 Muddy Lane, North Moonta SA sits in North Moonta, SA. Use the links below to compare cashflow reports for nearby suburbs and the wider state.