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Lot 407 2 Caddie Street, Port Hughes SA Property Cashflow Report

Lot 407 2 Caddie Street, Port Hughes SA is modelled as a lower-yield residential property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$359,000
Rent / Week
$250
Gross Yield
3.62%
Pre-Tax Cashflow / Week
-$278
20Y Accumulated Cashflow
-$260,838
Break-Even Value Lift
72.66%
10Y Annual Growth Needed
5.61%

At a purchase price of AUD 359,000 and estimated rent of AUD 250 per week, this scenario produces an estimated gross yield of 3.6% and after-tax cash flow of -AUD 157 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 860 sqm.

Based on a purchase price of $359,000, the property would need to reach about $619,838 to recover projected cash losses. That implies a break-even value lift of 72.66% overall, or about 5.61% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$14,439
20Y Accumulated Cashflow
-$260,838
Break-Even Value Lift
72.66%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $619,838
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$11,633
10Y Annual Growth Needed
5.61%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$7k-$14kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$14,439
Accumulated Tax Effect$6,252
Tax-Adjusted-$8,187
Year 5
Pre-Tax-$14,038
Accumulated Tax Effect$6,131
Tax-Adjusted-$7,907
Year 10
Pre-Tax-$13,066
Accumulated Tax Effect$5,720
Tax-Adjusted-$7,346
Year 20
Pre-Tax-$11,633
Accumulated Tax Effect$5,290
Tax-Adjusted-$6,343

In Year 1, the property is projected at -$14,439 before tax. Across 20 years, accumulated pre-tax cash flow totals -$260,838, which implies a break-even property value of $619,838.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 5.61%. The strongest pre-tax year in this view is Year 20 at -$11,633.

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Local Context

Lot 407 2 Caddie Street, Port Hughes SA sits in Port Hughes, SA. Use the links below to compare cashflow reports for nearby suburbs and the wider state.