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9 Kelman Street, Taroom QLD Property Cashflow Report

9 Kelman Street, Taroom QLD is modelled as a mid-yield 4-bedroom, 1-bathroom property that is moderately negatively geared under the current assumptions.

Live Scenario
Purchase Price
$250,000
Rent / Week
$250
Gross Yield
5.20%
Pre-Tax Cashflow / Week
-$177
20Y Accumulated Cashflow
-$156,198
Break-Even Value Lift
62.48%
10Y Annual Growth Needed
4.97%

At a purchase price of AUD 250,000 and estimated rent of AUD 250 per week, this scenario produces an estimated gross yield of 5.2% and after-tax cash flow of -AUD 87 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 1 car space.

Based on a purchase price of $250,000, the property would need to reach about $406,198 to recover projected cash losses. That implies a break-even value lift of 62.48% overall, or about 4.97% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$9,207
20Y Accumulated Cashflow
-$156,198
Break-Even Value Lift
62.48%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $406,198
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$6,401
10Y Annual Growth Needed
4.97%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$5k-$9kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$9,207
Accumulated Tax Effect$4,682
Tax-Adjusted-$4,525
Year 5
Pre-Tax-$8,806
Accumulated Tax Effect$4,562
Tax-Adjusted-$4,244
Year 10
Pre-Tax-$7,834
Accumulated Tax Effect$4,150
Tax-Adjusted-$3,684
Year 20
Pre-Tax-$6,401
Accumulated Tax Effect$3,720
Tax-Adjusted-$2,680

In Year 1, the property is projected at -$9,207 before tax. Across 20 years, accumulated pre-tax cash flow totals -$156,198, which implies a break-even property value of $406,198.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 4.97%. The strongest pre-tax year in this view is Year 20 at -$6,401.

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Local Context

9 Kelman Street, Taroom QLD sits in Taroom, QLD. Use the links below to compare cashflow reports for nearby suburbs and the wider state.