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64 Duke Street, Northam WA Property Cashflow Report

64 Duke Street, Northam WA is modelled as a lower-yield 2-bedroom, 1-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$695,000
Rent / Week
$520
Gross Yield
3.89%
Pre-Tax Cashflow / Week
-$347
20Y Accumulated Cashflow
-$247,108
Break-Even Value Lift
35.56%
10Y Annual Growth Needed
3.09%

At a purchase price of AUD 695,000 and estimated rent of AUD 520 per week, this scenario produces an estimated gross yield of 3.9% and after-tax cash flow of -AUD 206 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 1 car space.

Based on a purchase price of $695,000, the property would need to reach about $942,108 to recover projected cash losses. That implies a break-even value lift of 35.56% overall, or about 3.09% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$18,052
20Y Accumulated Cashflow
-$247,108
Break-Even Value Lift
35.56%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $942,108
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$5,815
10Y Annual Growth Needed
3.09%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$9k-$18kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$18,052
Accumulated Tax Effect$7,335
Tax-Adjusted-$10,716
Year 5
Pre-Tax-$16,080
Accumulated Tax Effect$6,744
Tax-Adjusted-$9,336
Year 10
Pre-Tax-$12,864
Accumulated Tax Effect$5,659
Tax-Adjusted-$7,205
Year 20
Pre-Tax-$5,815
Accumulated Tax Effect$3,545
Tax-Adjusted-$2,271

In Year 1, the property is projected at -$18,052 before tax. Across 20 years, accumulated pre-tax cash flow totals -$247,108, which implies a break-even property value of $942,108.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 3.09%. The strongest pre-tax year in this view is Year 20 at -$5,815.

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Local Context

64 Duke Street, Northam WA sits in Northam, WA. Use the links below to compare cashflow reports for nearby suburbs and the wider state.