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605/1 Brewer Street, Phillip ACT Property Cashflow Report

605/1 Brewer Street, Phillip ACT is modelled as a lower-yield 2-bedroom, 2-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$690,000
Rent / Week
$410
Gross Yield
3.09%
Pre-Tax Cashflow / Week
-$441
20Y Accumulated Cashflow
-$379,315
Break-Even Value Lift
54.97%
10Y Annual Growth Needed
4.48%

At a purchase price of AUD 690,000 and estimated rent of AUD 410 per week, this scenario produces an estimated gross yield of 3.1% and after-tax cash flow of -AUD 271 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 2 car spaces.

Based on a purchase price of $690,000, the property would need to reach about $1,069,315 to recover projected cash losses. That implies a break-even value lift of 54.97% overall, or about 4.48% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$22,910
20Y Accumulated Cashflow
-$379,315
Break-Even Value Lift
54.97%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $1,069,315
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$14,516
10Y Annual Growth Needed
4.48%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$11k-$23kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$22,910
Accumulated Tax Effect$8,793
Tax-Adjusted-$14,117
Year 5
Pre-Tax-$21,579
Accumulated Tax Effect$8,394
Tax-Adjusted-$13,185
Year 10
Pre-Tax-$19,277
Accumulated Tax Effect$7,583
Tax-Adjusted-$11,694
Year 20
Pre-Tax-$14,516
Accumulated Tax Effect$6,155
Tax-Adjusted-$8,361

In Year 1, the property is projected at -$22,910 before tax. Across 20 years, accumulated pre-tax cash flow totals -$379,315, which implies a break-even property value of $1,069,315.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 4.48%. The strongest pre-tax year in this view is Year 20 at -$14,516.

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Local Context

605/1 Brewer Street, Phillip ACT sits in Phillip, ACT. Use the links below to compare cashflow reports for nearby suburbs and the wider state.