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6 Peeler Place, Gowrie ACT Property Cashflow Report

6 Peeler Place, Gowrie ACT is modelled as a lower-yield 4-bedroom, 1-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$515,000
Rent / Week
$365
Gross Yield
3.69%
Pre-Tax Cashflow / Week
-$319
20Y Accumulated Cashflow
-$267,363
Break-Even Value Lift
51.92%
10Y Annual Growth Needed
4.27%

At a purchase price of AUD 515,000 and estimated rent of AUD 365 per week, this scenario produces an estimated gross yield of 3.7% and after-tax cash flow of -AUD 186 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 2 car spaces.

Based on a purchase price of $515,000, the property would need to reach about $782,363 to recover projected cash losses. That implies a break-even value lift of 51.92% overall, or about 4.27% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$16,596
20Y Accumulated Cashflow
-$267,363
Break-Even Value Lift
51.92%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $782,363
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$9,774
10Y Annual Growth Needed
4.27%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$8k-$17kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$16,596
Accumulated Tax Effect$6,899
Tax-Adjusted-$9,697
Year 5
Pre-Tax-$15,526
Accumulated Tax Effect$6,578
Tax-Adjusted-$8,948
Year 10
Pre-Tax-$13,598
Accumulated Tax Effect$5,880
Tax-Adjusted-$7,719
Year 20
Pre-Tax-$9,774
Accumulated Tax Effect$4,732
Tax-Adjusted-$5,041

In Year 1, the property is projected at -$16,596 before tax. Across 20 years, accumulated pre-tax cash flow totals -$267,363, which implies a break-even property value of $782,363.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 4.27%. The strongest pre-tax year in this view is Year 20 at -$9,774.

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Local Context

6 Peeler Place, Gowrie ACT sits in Gowrie, ACT. Use the links below to compare cashflow reports for nearby suburbs and the wider state.