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136/8 Gardiner Street, Darwin City NT Property Cashflow Report

136/8 Gardiner Street, Darwin City NT is modelled as a lower-yield 3-bedroom, 2-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$935,000
Rent / Week
$705
Gross Yield
3.92%
Pre-Tax Cashflow / Week
-$404
20Y Accumulated Cashflow
-$247,087
Break-Even Value Lift
26.43%
10Y Annual Growth Needed
2.37%

At a purchase price of AUD 935,000 and estimated rent of AUD 705 per week, this scenario produces an estimated gross yield of 3.9% and after-tax cash flow of -AUD 246 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 2 car spaces.

Based on a purchase price of $935,000, the property would need to reach about $1,182,087 to recover projected cash losses. That implies a break-even value lift of 26.43% overall, or about 2.37% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$20,996
20Y Accumulated Cashflow
-$247,087
Break-Even Value Lift
26.43%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $1,182,087
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$2,298
10Y Annual Growth Needed
2.37%
Compound yearly property growth needed to hit the break-even value within 10 years.
$191$96$0-$10k-$21kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$20,996
Accumulated Tax Effect$8,219
Tax-Adjusted-$12,777
Year 5
Pre-Tax-$17,948
Accumulated Tax Effect$7,305
Tax-Adjusted-$10,644
Year 10
Pre-Tax-$13,195
Accumulated Tax Effect$5,759
Tax-Adjusted-$7,437
Year 20
Pre-Tax-$2,298
Accumulated Tax Effect$2,490
Tax-Adjusted$191

In Year 1, the property is projected at -$20,996 before tax. Across 20 years, accumulated pre-tax cash flow totals -$247,087, which implies a break-even property value of $1,182,087.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 2.37%. The strongest pre-tax year in this view is Year 20 at -$2,298.

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Local Context

136/8 Gardiner Street, Darwin City NT sits in Darwin City, NT. Use the links below to compare cashflow reports for nearby suburbs and the wider state.