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114 Powell Street Joondanna Property Cashflow Report

114 Powell Street Joondanna is modelled as a lower-yield residential property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$470,000
Rent / Week
$350
Gross Yield
3.87%
Pre-Tax Cashflow / Week
-$291
20Y Accumulated Cashflow
-$242,846
Break-Even Value Lift
51.67%
10Y Annual Growth Needed
4.25%

At a purchase price of AUD 470,000 and estimated rent of AUD 350 per week, this scenario produces an estimated gross yield of 3.9% and after-tax cash flow of -AUD 167 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes.

Based on a purchase price of $470,000, the property would need to reach about $712,846 to recover projected cash losses. That implies a break-even value lift of 51.67% overall, or about 4.25% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$15,132
20Y Accumulated Cashflow
-$242,846
Break-Even Value Lift
51.67%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $712,846
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$8,833
10Y Annual Growth Needed
4.25%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$8k-$15kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$15,132
Accumulated Tax Effect$6,459
Tax-Adjusted-$8,672
Year 5
Pre-Tax-$14,149
Accumulated Tax Effect$6,165
Tax-Adjusted-$7,984
Year 10
Pre-Tax-$12,346
Accumulated Tax Effect$5,504
Tax-Adjusted-$6,842
Year 20
Pre-Tax-$8,833
Accumulated Tax Effect$4,450
Tax-Adjusted-$4,383

In Year 1, the property is projected at -$15,132 before tax. Across 20 years, accumulated pre-tax cash flow totals -$242,846, which implies a break-even property value of $712,846.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 4.25%. The strongest pre-tax year in this view is Year 20 at -$8,833.

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Local Context

114 Powell Street Joondanna sits in Australia. Use the links below to compare cashflow reports for nearby suburbs and the wider state.